No one ever knows when emergency situations may arise (the reason for them being referred to as emergencies, right?) Spontaneous decision making, funds sourcing, sudden planning are not really fun to do. In fact, some people become easily frustrated and disorganised in emergency situations. In order to prevent circumstances like this, it is advisable to be prepared. Here are a few suggestions for you:
Have a health insurance plan
A health insurance is a program that either totally covers or shares the cost of a healthcare service with an individual who has subscribed to it; especially surgical expenses. Everyone may require medical attention at any point in their life, so instead of being worried about where to source for medical bills and resources, why not focus on getting better, with your medical bills covered? Consider investing in a health insurance scheme. Some companies offer plans for as low as two thousand naira for a monthly premium package.
This type of insurance covers private property. It is probably not called house insurance because it covers more than the house, it also covers the content in the house or the possessions of the owner of the home. No one anticipates property loss at any point, however, it is advisable to be safe than be sorry. For instance, a flood would most likely not announce that it would happen, but an agreement or a plan with an insurance company prior to its happening may return the victim's property to the state it was before the occurrence of the disaster.
ever had your screen cracked and had to dump it because the cost of repair was ridiculous? It may be very saddening. If you use an expensive gadget as in a phone or a laptop, you may want to consider insuring it to avoid sad circumstances from occurring. Gadget insurance could save you from unforeseen expenses on repairs.
All in all, it is always advisable to have financial security against losses of any sort. Consider investing in any of these insurance schemes because the rainy day may not announce its arrival beforehand.